Terms of Use

Agreement to Terms

By accessing and using the crisp-learning website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.

Services Description

crisp-learning provides online financial education courses and programmes. Our services include access to video lessons, written materials, worksheets, and in some cases, coaching sessions.

Account Registration

To access purchased courses, you must create an account with accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

You must be at least 18 years old to create an account and purchase our services.

Payment and Billing

Prices for all programmes are displayed in British Pounds (£) and include applicable taxes. Payment is required before accessing course materials.

We accept payment through secure third-party processors. By providing payment information, you represent that you are authorized to use the payment method.

Refund Policy

We offer a 14-day money-back guarantee from the date of purchase. To request a refund within this period, contact us at [email protected].

After 14 days, all sales are final. Refunds are not provided for partially completed courses.

Intellectual Property

All content on the crisp-learning website and within our courses, including text, images, videos, graphics, and software, is owned by crisp-learning or our licensors and protected by copyright and other intellectual property laws.

You may not:

• Copy, modify, or distribute course materials
• Share login credentials or course access with others
• Record, screenshot, or reproduce course content
• Use our content for commercial purposes

User Conduct

You agree not to:

• Violate any applicable laws or regulations
• Interfere with or disrupt our services or servers
• Attempt to gain unauthorized access to our systems
• Impersonate any person or entity
• Harass, abuse, or harm other users
• Upload viruses or malicious code

Educational Disclaimer

Our courses provide general financial education and are not personalized financial advice. We are not financial advisors, and our content should not be considered as:

• Investment advice or recommendations
• Tax or legal advice
• Guaranteed strategies for financial success

You should consult qualified professionals for advice specific to your individual circumstances.

Limitation of Liability

To the fullest extent permitted by law, crisp-learning shall not be liable for:

• Any financial losses or damages resulting from decisions made based on course content
• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Service interruptions or technical errors

Our total liability shall not exceed the amount you paid for the specific programme in question.

Warranty Disclaimer

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

• Uninterrupted or error-free service
• Specific financial results from applying course material
• Accuracy or completeness of all information

Course Access

Upon purchase, you receive a non-exclusive, non-transferable license to access course materials for personal use only.

We reserve the right to:

• Update course content at any time
• Modify or discontinue courses with notice
• Suspend access for violations of these terms

Termination

We may suspend or terminate your access to our services if you violate these Terms of Use. Upon termination:

• Your license to access course materials ends immediately
• We are not obligated to provide refunds
• Sections of these terms that should survive termination will remain in effect

Indemnification

You agree to indemnify and hold crisp-learning harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Changes to Terms

We may update these Terms of Use from time to time. Material changes will be communicated through our website or via email. Continued use of our services after changes constitutes acceptance of the updated terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and other policies referenced herein, constitute the entire agreement between you and crisp-learning regarding use of our services.

Contact Information

For questions about these Terms of Use, contact us at:

Email: [email protected]
Address: 42 Wellington Street, Manchester M3 4LW, United Kingdom